Self Build

You don’t have to be a builder to get a self-build mortgage!

Found a plot of land but unsure of what to do next?

Financing a self-build project isn’t as difficult as most people think. The main difference is that with a self-build mortgage the money is released in stages as the build progresses rather than as a single amount.

The stages can be fixed or flexible but there are usually five and these depend on the type of building work.

Contact us to find out how we can help build your dream home.

There will be a fee for arranging your mortgage and the precise amount will depend upon your circumstances. This fee will typically be between £399.00 and £699.00, depending on the type of mortgage that you are arranging and is payable upon application.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm). You may be able to submit a claim through the  EU Online Dispute Resolution Platform (https://webgate.ec.europa.eu/odr/main/?event=main.home.show if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.)