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Beware the SVR mortgage trap

Beware the SVR mortgage trap

This definitely sounds more sinister than it really is, however the standard variable rate (SVR) mortgage trap surprisingly affects a high number of people every year. It’s a bit like household energy deals or ISAs: you are drawn in by the competitive rates, be they...
Time to remortgage?

Time to remortgage?

When is a deal not a deal? In mortgage terms it’s when you’re paying more for a home loan than you need to be – and there are quite a number of people who are guilty of it. Not because they’re thoughtless or have money to burn, but because life is busy and all too...