Mortgage Payment Protection

Whilst you can’t always foresee them you can be prepared.

We can provide you with cover to protect your mortgage payments if you have an accident or become ill and cannot work, or if you become unemployed. Alternatively, we can provide full cover for accidents, sickness and unemployment known as an Accident, Sickness and Unemployment policy.

These policies have a qualification period, for each and every claim. You can select the length of this period, from 30, 60 or even more days. The longer the qualification period, the lower your premiums. Just make sure that you have sufficient savings to cover your mortgage and household expenses during this time.

We are able to arrange cover for up to 50% of your monthly salary although most providers will cover your mortgage payment, with up to 33% extra for mortgage related bills, such as insurances.

Payment Protection Insurance is optional.  There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.

The products detailed above are not investments and have no cash-in value at any time.