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Why are mortgage rates dropping?

Why are mortgage rates dropping?

With phrases such as ‘mortgage wars’ and ‘race to the bottom’, both of which are being used to describe lenders’ current drive to cut mortgage rates, it’s easy to overlook why mortgage rates are falling in the first place. After all, the Bank of England’s (BoE) base...
… And breathe

… And breathe

It finally seems to be happening. That thing we’ve all been waiting for. The turnaround. For quite some time now, we’ve seen mortgage rates increase and property prices decrease – a pairing that nobody wants to see. Of course, as a Guildford mortgage broker, we’ve...
Should you really play the waiting game?

Should you really play the waiting game?

As they say, there are only two certainties in life: death and taxes. Cheap mortgage rates certainly don’t fall into this category. As it stands, UK mortgage deals are cheaper than they have been for a while, and there is the expectation that they’re going to get...