by Complete Mortgages | Mar 22, 2025 | Mortgages, Property market, UK Economy
Well, we hope so. Of course, there is a slight wrinkle in the fact that the first-time buyer threshold for Stamp Duty Land Tax (SDLT) is reducing from £425,000 to £300,000, which will increase the tax burden for first-time buyers from 1 April 2025. Other than that,...
by Complete Mortgages | Mar 17, 2025 | Equity Release, Mortgages
Lifetime mortgages – or equity release mortgages, as they’re also known – are on the rise. According to the Equity Release Council*, the body that represents the equity release sector, 14,216 new and returning customers made use of equity release products between...
by Complete Mortgages | Mar 7, 2025 | Mortgages, UK Economy
It’s funny how things change with the passage of time. Even as a Guildford mortgage broker, we’ve seen many fundamental changes to the mortgage landscape over the last few years. Perhaps one of the biggest has been the shift in the popularity of buy to let mortgages....
by Complete Mortgages | Feb 6, 2025 | Business News, Mortgages, UK Economy
No, this isn’t a film production-themed article (although we do provide mortgages for actors and entertainment industry mortgages). In fact, it’s an interest rate cut-themed article, following the Bank of England’s (BoE) decision to cut the base rate from 4.75% to...
by Complete Mortgages | Jan 23, 2025 | Mortgages, UK Economy
For reasons linked to the Autumn Budget, those looking to get a first time buyer mortgage in the UK are kind of on borrowed time. You can find out the detail as to why by reading our recent article on Stamp Duty Land Tax (SDLT). However, to summarise, the SDLT...
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