Connecting experienced homeowners with experienced equity release experts

Are you 55+ and looking to raise money?

Maybe you need to make improvements to your home, purchase a second property or help a family member buy their first home. If you have equity in your property and would like quick access to it, then our team of equity release mortgage experts can help you release it.

With equity release deals, homeowners exchange equity for cash by agreeing to give the lender a share of the proceeds of the sale on the property when it is sold.

There are three approaches to equity release, which are outlined below:

Lifetime mortgages*

Lifetime Mortgage Adviser

With this option, you take out a mortgage secured on your property and ring-fence some of the value of the property as inheritance for your family – you can choose to make repayments or let the interest roll up. The loan amount is then paid back when you pass on, or when you move into full time care.

Home reversion*

Home Reversion Plans
With home reversions, you sell part of – or all of – your property in return for a lump sum. You are still entitled to live in the house and in the event of death, the property is sold and the proceeds are shared based on the ownership agreement. Complete Mortgages does not provide advice on home reversion plans.

Retirement Interest Only

Retirement Interest Only

Retirement interest only mortgages are very similar to a standard interest only mortgages.  You only pay the interest on the mortgage each month, then it is usually paid off when you die, move into long term care or sell the house.  The amount that you can borrow will depend upon your income and not just the property value.

*This is a Lifetime Mortgage or Home Reversion Plan. To understand the features and risks, ask for a personalised illustration.

If you’d like to apply for an equity release mortgage contact a member of the Complete Mortgages team on 01483 238280 or email

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