Helping you navigate the mortgage marketplace

Keeping you up to speed with current mortgage news, views and tips

Well, we hope so. Of course, there is a slight wrinkle in the fact that the first-time buyer threshold for Stamp Duty Land Tax (SDLT) is reducing from £425,000 to £300,000, which will increase the tax burden for first-time buyers…

Lifetime mortgages – or equity release mortgages, as they’re also known – are on the rise. According to the Equity Release Council*, the body that represents the equity release sector, 14,216 new and returning customers made use of equity release…

It’s funny how things change with the passage of time. Even as a Guildford mortgage broker, we’ve seen many fundamental changes to the mortgage landscape over the last few years. Perhaps one of the biggest has been the shift in…

No, this isn’t a film production-themed article (although we do provide mortgages for actors and entertainment industry mortgages). In fact, it’s an interest rate cut-themed article, following the Bank of England’s (BoE) decision to cut the base rate from 4.75%…

For reasons linked to the Autumn Budget, those looking to get a first time buyer mortgage in the UK are kind of on borrowed time. You can find out the detail as to why by reading our recent article on…

The answer is ‘yes’ – adverse mortgages (or, rather, adverse mortgage customers) are on the rise. However, for those of you who are wondering ‘what is an adverse mortgage?’, then let us explain. The three degrees The adverse mortgage is…

Love it or hate it, the autumn budget delivered a number of announcements that will impact businesses and the general public in 2025 – one of which is the change to the Stamp Duty Land Tax (SDLT). If you’re a…

As a mortgage broker in Guildford that’s carved out a reputation for getting specialist mortgages – or unconventional mortgages, as they’re also known - for clients up and down the UK, we’re no strangers to some of the UK’s most…

Yes, you have read it correctly. And no, we didn’t mean buy to let mortgage. After all, we’ve covered buy to let mortgages extensively over the years (and our next article will focus on this popular mortgage product, too). This…

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