by Complete Mortgages | May 9, 2024 | Mortgages, UK Economy
The Bank of England (BoE) has decided to keep the base rate of interest fixed at 5.25% … for now, at least. As a Guildford mortgage broker, the fact that the base rate is going nowhere is a good thing. Not quite as a good as a cut, of course. But it’s still positive....
by Complete Mortgages | Apr 26, 2024 | Mortgages, Property market
As a Guildford mortgage broker and Surrey buy to let specialist, we’ve secured countless buy to let mortgages on behalf of our clients. At one point, it felt like buy to let mortgages in Surrey were becoming as common as standard residential mortgages. But then...
by Complete Mortgages | Feb 22, 2024 | Mortgages, UK Economy
Firstly, we should point out that despite being a Guildford mortgage broker that’s been in business for almost two decades, we do not have access to any special knowledge that that would enable us to deliver accurate mortgage rate predictions. It’s simply impossible...
by Complete Mortgages | Feb 2, 2024 | Mortgages, UK Economy
With phrases such as ‘mortgage wars’ and ‘race to the bottom’, both of which are being used to describe lenders’ current drive to cut mortgage rates, it’s easy to overlook why mortgage rates are falling in the first place. After all, the Bank of England’s (BoE) base...
by Complete Mortgages | Jan 31, 2024 | Mortgages, Property market, UK Economy
In our last mortgage advice article, we predicted that the ringing in of the New Year would also see the beginnings of a mortgage rate war. And, a bit like clockwork, this war has already begun. The UK’s large lenders have already cut their rates (quite significantly...
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