by Complete Mortgages | Jul 17, 2025 | Mortgages, Property market, UK Economy
As if things aren’t hard enough for the large swathe of young people (and even those who are maybe not so young) in the UK who fall into the first time buyer mortgage category. The odd ‘blip’ aside, property prices are seemingly on a continual upwards trajectory, the...
by Complete Mortgages | Jul 15, 2025 | Mortgages, Property market
As the saying goes, confidence is key. And when it comes to applying for a mortgage, there’s nothing more confidence-inspiring that getting a mortgage pre-approval. Also known as an agreement in principle (or decision in principle), think of a mortgage pre-approval as...
by Complete Mortgages | May 5, 2025 | Mortgages, Property market
It’s never easy for those looking to get a first time buyer mortgage deal. Growth in property values often outpaces the rate at which hopeful property owners can save for a deposit. Property values have risen considerably over recent years and, in many cases, the gulf...
by Complete Mortgages | Mar 22, 2025 | Mortgages, Property market, UK Economy
Well, we hope so. Of course, there is a slight wrinkle in the fact that the first-time buyer threshold for Stamp Duty Land Tax (SDLT) is reducing from £425,000 to £300,000, which will increase the tax burden for first-time buyers from 1 April 2025. Other than that,...
by Complete Mortgages | Dec 12, 2024 | Mortgages, Property market
Love it or hate it, the autumn budget delivered a number of announcements that will impact businesses and the general public in 2025 – one of which is the change to the Stamp Duty Land Tax (SDLT). If you’re a first-time buyer that’s planning on getting a first-time...
by Complete Mortgages | Nov 14, 2024 | Mortgages, Property market
Yes, you have read it correctly. And no, we didn’t mean buy to let mortgage. After all, we’ve covered buy to let mortgages extensively over the years (and our next article will focus on this popular mortgage product, too). This is about the lesser known let to buy...
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