by Complete Mortgages | Apr 11, 2025 | Mortgages, UK Economy
Now, we’ll start by saying that we’re probably just as baffled as you by what’s going on in the world right now. Real wars now followed by trade wars? It certainly doesn’t feel as though we’re living in the most harmonious of times. In fact, our team of Guildford...
by Complete Mortgages | Mar 22, 2025 | Mortgages, Property market, UK Economy
Well, we hope so. Of course, there is a slight wrinkle in the fact that the first-time buyer threshold for Stamp Duty Land Tax (SDLT) is reducing from £425,000 to £300,000, which will increase the tax burden for first-time buyers from 1 April 2025. Other than that,...
by Complete Mortgages | Mar 7, 2025 | Mortgages, UK Economy
It’s funny how things change with the passage of time. Even as a Guildford mortgage broker, we’ve seen many fundamental changes to the mortgage landscape over the last few years. Perhaps one of the biggest has been the shift in the popularity of buy to let mortgages....
by Complete Mortgages | Feb 6, 2025 | Business News, Mortgages, UK Economy
No, this isn’t a film production-themed article (although we do provide mortgages for actors and entertainment industry mortgages). In fact, it’s an interest rate cut-themed article, following the Bank of England’s (BoE) decision to cut the base rate from 4.75% to...
by Complete Mortgages | Jan 23, 2025 | Mortgages, UK Economy
For reasons linked to the Autumn Budget, those looking to get a first time buyer mortgage in the UK are kind of on borrowed time. You can find out the detail as to why by reading our recent article on Stamp Duty Land Tax (SDLT). However, to summarise, the SDLT...
by Complete Mortgages | Jul 8, 2024 | Mortgages, UK Economy
It’s a tricky one, isn’t. However, as we’ve said previously, timing the markets – whether that’s the mortgage market or the money market – is very hard to do. Our team of Guildford mortgage advisers all agree on one thing, though, and that’s that mortgage rates will...
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