by Complete Mortgages | Jan 23, 2025 | Mortgages, UK Economy
For reasons linked to the Autumn Budget, those looking to get a first time buyer mortgage in the UK are kind of on borrowed time. You can find out the detail as to why by reading our recent article on Stamp Duty Land Tax (SDLT). However, to summarise, the SDLT...
by Complete Mortgages | Jul 8, 2024 | Mortgages, UK Economy
It’s a tricky one, isn’t. However, as we’ve said previously, timing the markets – whether that’s the mortgage market or the money market – is very hard to do. Our team of Guildford mortgage advisers all agree on one thing, though, and that’s that mortgage rates will...
by Complete Mortgages | May 9, 2024 | Mortgages, UK Economy
The Bank of England (BoE) has decided to keep the base rate of interest fixed at 5.25% … for now, at least. As a Guildford mortgage broker, the fact that the base rate is going nowhere is a good thing. Not quite as a good as a cut, of course. But it’s still positive....
by Complete Mortgages | Feb 22, 2024 | Mortgages, UK Economy
Firstly, we should point out that despite being a Guildford mortgage broker that’s been in business for almost two decades, we do not have access to any special knowledge that that would enable us to deliver accurate mortgage rate predictions. It’s simply impossible...
by Complete Mortgages | Feb 2, 2024 | Mortgages, UK Economy
With phrases such as ‘mortgage wars’ and ‘race to the bottom’, both of which are being used to describe lenders’ current drive to cut mortgage rates, it’s easy to overlook why mortgage rates are falling in the first place. After all, the Bank of England’s (BoE) base...
by Complete Mortgages | Jan 31, 2024 | Mortgages, Property market, UK Economy
In our last mortgage advice article, we predicted that the ringing in of the New Year would also see the beginnings of a mortgage rate war. And, a bit like clockwork, this war has already begun. The UK’s large lenders have already cut their rates (quite significantly...
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