It’s really heartening to see people and businesses – from all walks of life – showing solidarity for the NHS in the wake of Covid-19.

From BrewDog making hand sanitizer to those closer to home, such as Rye Café and Juice Bar in Ashtead, Surrey, which is delivering hot meals to the self-isolating over-70s, there is a sense that people are rallying together.

As someone whose partner works for the NHS (and as an employee at a Guildford mortgage broker that employs six people with partners or family members that work for the NHS), it got us asking the question ‘what can we do to support the national effort?’

Of course, we can’t provide life-critical supplies such as food and protective equipment – but we can offer free mortgage advice to keyworkers who are tirelessly working the front lines of the NHS in a bid to save lives.

Whilst we’re merely a team of mortgage brokers in Surrey who, at this moment in time, remain relatively unaffected by Covid-19 (other than having to endure the lockdown measures currently in place like everyone else), we can only imagine how difficult a time this must be for the NHS. However, we wanted to offer what we could.

Also, whilst we appreciate that mortgage applications may not be a priority for NHS staff right now, we do understand that the cogs involved in buying a property still need to turn and that in-between their hard work, those working in the healthcare sector need to get on with their lives, too.

So, to make it as easy as possible when it comes to applying for a mortgage, we’re suspending fees when it comes to providing mortgage advice for NHS staff up and down the UK until things have stabilised. This means that NHS staff will save £399 for residential mortgage applications and £499 for a buy to let mortgage application.

Not only that, but following our decision to offer virtual mortgage broker consultations by video (you can read our article on it here), we’re also ready to work around NHS staff and their shifts.

If you’re a NHS employee that’s struggling to fit in time to apply for a mortgage, then at least this means that you now have one less battle – albeit a much smaller one – on your hands.

Get FREE mortgage advice if you’re a NHS staff member by calling us on 01483 238280 or email

By Jordan Walker, mortgage adviser at Complete Mortgages

NHS Rainbow drawing by Brodie Finnegan, age 6.