Are high LTV mortgages good or bad?

Are high LTV mortgages good or bad?

In many ways, the mortgage market is similar to the fashion industry. Just as denim jackets seem to make a comeback every decade or so, high loan to value (LTV) mortgages seem to be widely available once again. For those of you who may not remember the impact of the...
Getting a mortgage with bad credit

Getting a mortgage with bad credit

Do you remember the heady days of pre-2007; a time (for a decade or so leading up to the ‘credit crunch’) when there was unfettered access to mortgages and mortgages were granted on the basis of what the applicant stated they earned? I do, as it was only 2006 when I...
How will Brexit affect my mortgage?

How will Brexit affect my mortgage?

Ah, Brexit. If there’s one word that people – regardless of their position – are tired of hearing, it’s probably that one. However, it’s a reality and one that is affecting all markets – including the mortgage market. Regular readers will know that the team at...