The truth about remortgaging with Complete Mortgages

Friday, 15th May, 2020
guildford mortgage broker

For many, getting a remortgage can be a daunting process. Add a global pandemic into the mix and it can all be all too easy to pull down the shutters, stick your head in the sand and make do with the standard variable rate mortgage (SVR) – even if just for a little while.

Honesty is always the best policy, so I’d like to start with a couple of simple truths.

First truth: arranging a remortgage with a mortgage broker is easy

Well, it should be – if you’ve picked a good mortgage broker.

As we’ve mentioned before, all of our clients receive a call from one of the Complete Mortgages team well in advance of defaulting onto the SVR. However, we’re a proactive mortgage broker – and not every mortgage broker is the same. Those already with Complete Mortgages will never find themselves defaulting onto the SVR. Those who aren’t with Complete Mortgages – and who might be inclined to put off dealing with their mortgage until Covid-19 is behind them – needn’t worry, either.

Our team of remortgage experts will be able to identify a new mortgage that suits you very quickly. The only thing you need to do is pick up the phone and call 01483 238280 or email me us info@complete-mortgages.co.uk.

Second truth: we will only suggest you change lender if it’s in your interest

If it’s not, we won’t – and if that happens, you’ll have had FREE mortgage advice as you won’t have to pay a fee.

If, after searching for a better mortgage deal, we deem that staying with your existing lender is the right option for you, then there’s no fee and minimal paperwork involved in jumping onto another mortgage. You’ll also have the peace of mind and protection associated with using a mortgage broker in coming to that decision. If another lender offers a more competitive mortgage deal, then we’ll manage the entire process for a fee of £399.

Hasn’t Covid-19 changed all this?

Yes and no.

If you’re simply looking to remortgage or explore your options when it comes to getting a new mortgage, then our virtual mortgage broker service means that you don’t need to meet us face-to-face as we can do it all over the phone. You can read more about that here.

If you’re an existing Complete Mortgages client who’s considering a mortgage payment holiday then we can advise you on this. Similarly, if you’re an existing Complete Mortgages client who’s considering a mortgage payment holiday AND is due to remortgage, then we can address it all in one call. If you’re not an existing client but would like help with a remortgage – or just general mortgage advice – then get in touch.

Don’t let Covid-19 put you off saving money on your mortgage. We’re a Guildford mortgage brokerage that can get you the best mortgage deals and help you tick ‘sort new mortgage’ off your to-do list in no time. Contact me on 01483 238280 or email ben@complete-mortgages.co.uk.