Beware the SVR mortgage trap

Beware the SVR mortgage trap

This definitely sounds more sinister than it really is, however the standard variable rate (SVR) mortgage trap surprisingly affects a high number of people every year. It’s a bit like household energy deals or ISAs: you are drawn in by the competitive rates, be they...
Are you a mortgage prisoner?

Are you a mortgage prisoner?

It’s now over 10 years since the financial crisis hit. And, whilst most of us have been able to put it behind us, there are a large number of people – an estimated 15,000 – who are still affected by its fallout in the context of mortgage applications. These...
Five reasons to use a mortgage broker

Five reasons to use a mortgage broker

Regular readers will know that we tackle pretty much every topic related to applying for a mortgage; from the actual mortgage products themselves (buy to let mortgages, commercial mortgages, residential mortgages etc.) to the legislation and changes in rules that...